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Jeff Morris

Area Manager, SVP

MLO NMLS #658970

Capital City Home Loans, LLC | NMLS# 75615
3017 Bolling Way NE | Suite 158 | Atlanta, GA 30305
3401 Mallory Lane | Suite 100 | Office 105 | Franklin, TN 37067
jmorris@cchl.com | (770) 842-3480

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure

Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
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CONV FHA VA USDA
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Refinance Calculator
CONV FHA VA USDA
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Affordability Calculator
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Avatar image
Jeff Morris

Area Manager, SVP

MLO NMLS #658970

Capital City Home Loans, LLC | NMLS# 75615
3017 Bolling Way NE | Suite 158 | Atlanta, GA 30305
3401 Mallory Lane | Suite 100 | Office 105 | Franklin, TN 37067
jmorris@cchl.com | (770) 842-3480

Calculated Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed: $667/month

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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Jeff Morris, an Atlanta native, is a graduate of the University of South Carolina where he earned his degree in marketing and was captain of the baseball team. Jeff has been in the mortgage industry for over 25 years and has assisted thousands of homeowners with the financing of their home. His ability to serve each unique homeowner continues to place him as a top producer in the industry. Jeff and his team have over 120 years of combined experience in mortgage lending and more than 30 years in financial services. His team is unrivaled in their ability to provide customers with the most comprehensive mortgage solutions. Their outstanding service and client-first approach results in a fast and seamless home loan experience for all.

Jeff currently resides in Nashville, Tennessee with is wife of 30 years, and splits his time between Nashville and Atlanta, serving both markets diligently. Jeff has a daughter, Logan, and a son, Jake, who both live in Nashville. Jeff and his family are avid supporters of Focus on the Family and World Vision. Jeff and his lending team proudly support Children’s Healthcare of Atlanta. When you choose Jeff Morris and his team, you are choosing to be a part of a life-changing pediatric hospital system. Thank you!.


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Jeff Morris

Area Manager, SVP

MLO NMLS #658970

Capital City Home Loans, LLC | NMLS# 75615
3017 Bolling Way NE | Suite 158 | Atlanta, GA 30305
3401 Mallory Lane | Suite 100 | Office 105 | Franklin, TN 37067
jmorris@cchl.com | (770) 842-3480

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